Attention homeowners in Crestline and Cherokee County: Need an appraisal?
Here are the top reasons KS homeowners use Thornton Appraisal Services:
Need help determining the price of your home in or near Crestline, KS?
We at Thornton Appraisal Services understand the unique needs of a homeowner after appraisal services. Our usual business clients get the appraisal process and the usual reporting formats. But as a consumer,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Thornton Appraisal Services, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value judgement than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. Thornton Appraisal Services is qualified in helping clients just like you abolish undesirable PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your house overvalued if your house is not appreciating as much as other homes close to yours. That only means you are going to pay more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Thornton Appraisal Services is your strongest weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. Not only can this be annoying from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Thornton Appraisal Services can provide you with efficient appraisal that will help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for preciseness, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Thornton Appraisal Services can help you with that. Even though this is usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your house.